Fee Schedule

Savings Accounts

Monthly service fee …………………    NONE

Copy of cashier checks prior to Jan 2014…………..  $5.00 each

Jan 2014 to present…………               free

Return check deposit…………………   $25.00

ACH Debit Return/courtesy pays………    $25.00

Checking Accounts

Monthly service fee ……………………   none

Per check charge ……………………… none

Stop payment ………………………     $25.00 each

NSF/Uncollected Funds                          $25.00

Return check deposit……….……          $25.00

ACH Debit Return…….………             $25.00

Copy of Cleared Checks prior to Jan 2014           $5.00 each

Jan 2014 to present…………                free

Stop payment series of checks……………$25.00

Certificate Accounts

Monthly service fee ……………………                none

Early Withdrawal Penalty:

Less than 2 year term ……………….        90 days of interest

Over 2 Year term……………… ……    180 days of interest

Electronic Services/ATM/Debit Card

  • Deposits at participating ATM’s and services centers are FREE
  • Point of Sale Transaction with a debit card (swipe and sign) are FREE
  • First six (6) monthly ATM/Debit card transactions (Pin based) are free; each transaction thereafter incurs a fee. Transactions- withdrawals, balance, transfers.

ATM transaction (each above 6/month)…              $ 1.00

Returned check (ATM deposit)…………               $25.00

Balance Inquiry ………………………….$ 1.00

Transfer ….. ……………………………               $ 1.00

Initial Card ….………………………… NONE

Replacement card ………………………..$ 5.00

Monthly service fee ……………………                NONE

  • All Shared Service Center transactions have no fees assessed by UBTFCU
  • All Senior Citizen (65+) check orders are FREE (1 free box per order)

Other ATM FEES: When you use an ATM machine not owned by us you may be charged a fee by the ATM operator/owner.

Notice: ATM/Visa Debit/Shared Service Center deposits are not immediately available. Holds on funds may occur.  Please call office for more info.

  Miscellaneous Fees

Loan payment phone request …………… $10.00

Wire Transfer ………………………… $20.00

Overnight Mail Service ….…………..  ….$30.00+* *Depending on the location

*2nd day mail service ………………..  ….. $25.00+*

*Depending on location

Certified Mail …………………………..               $ 9.00

Return ACH debit /courtesy pays………               $25.00

Inactive Accounts (monthly)…………….              $15.00      Inactive Accounts are classified as accounts with no activity for eighteen months  

Notary Fee ………………………………     FREE

Third party check (one free per month)…….$ 5.00

Incorrect Address (after 3 attempts)………. $25.00

Research Fee/Record Retrieval per hour……$25.00  (current  year’s statements no charge)

Internet Home Banking ………………….     FREE

Internet Bill Pay … (with activity)………..     FREE

Paper Statement Fee (monthly) …………….   $2.00

Fees subject to change at any time.                    (R10/2020)

Click here for print version of FEE SCHEDULE 
IF YOU ARE USING A SCREEN READER AND ARE HAVING A PROBLEM USING THIS WEB SITE, PLEASE CALL 800- 848-2438  FOR ASSISTANCE.

Equal Housing Lender National Credit Union Administration