Vehicle Loans

Auto Loans
Auto Loans When buying a vehicle, you can count on Union Building Trades Federal Credit Union to keep payments affordable! We offer loans for:

  • New or used vehicles (trucks, vans, or SUVs)
  • Motorcycles
  • Recreational vehicles (Boats, RVs, campers, or trailers)

And with our flexible financing options, virtually everyone can find a payment to fit their budget. Our Auto Loans come with:

  • Affordable payment options
  • Terms available up to 72 months
  • Convenient online application
  • Fast pre-approvals
  • Additional options available, such as Guaranteed Asset Protection (GAP) and Payment Protection



Guaranteed Asset Protection (GAP)

GAP is a Debt Cancellation product designed to protect members against financial loss in the event their vehicle is stolen or declared a total loss by their insurance company. Cars depreciate in value rapidly. If your car is deemed a total loss, the auto insurance company issues a settlement for the value of the vehicle at the time of the incident. In many cases, the amount the vehicle is worth is not enough to cover the payoff of the vehicle loan. GAP pays the difference so you don’t have to pay anything out of pocket (subject to coverage limits).

We pride ourselves on fast, responsive loan service.

Every day of the week.

Call: (800) 848-2438 for person to person service.

Click here for information regarding Current Loan Rates.

Apply Now.

Download a loan application today!


For installment loans we can give same day approval!

We can satisfy all your financial needs with a variety of loans:

  • Personal Signature loans
  • Vehicle Loans
  • Motorcycle and Boat
  • Share Secured Loans
  • First Mortgages
  • Second Mortgages
  • Home Equity Lines of Credit
If you are using a screen reader and are having a problem using this Web site, please call 800- 848-2438  for assistance.

Equal Housing Lender National Credit Union Administration