FEE SCHEDULE

Savings Accounts

Monthly service fee … none
Return check deposit … $25.00

Checking Accounts

Monthly service fee … none
Per check charge … none
Stop payment … $15.00
Insufficient/Uncollected Funds … $20.00
Return check deposit … $25.00
ACH Debit Return … $25.00
Copy of Checks … $3.00 per check
Stop payment series of checks … $25.00

Certificate Accounts

Monthly service fee … none

Early Withdrawal Penalty:

Less than 2 years … 90 days of int
Over 2 Years … 180 days of int

Electronic Services/ATM/Debit Card

  • Deposits at participating ATM’s and Shared Service Centers are FREE.
  • Point of Sale Transaction with a debit card (swipe and sign) are FREE.
  • First six (6) monthly ATM/Debit card transactions (Pin based) are free; each transaction thereafter incurs a fee.Transactions- deposits, withdrawals, balances, transfers.

ATM transaction (each) … $1.00
Returned check (ATM deposit) … $25.00
Balance Inquiry … $1.00
Transfer … $1.00
Initial Card … none
Replacement card … $5.00
Additional Card … $2.00
Monthly service fee … none

  • All Shared Service Center transactions are FREE
  • All Senior Citizen (65+) check orders are FREE

Other ATM FEES: When you use an ATM machine not owned by us you may be charged a fee by the ATM operator/owner.

Notice: ATM/Visa Debit/Shared Service Center deposits are not immediately available.Holds on funds may occur.Please call office for more info.

Miscellaneous Fees

Wire Transfer … $20.00
Overnight Mail Service *Depending on location … $30.00*
*2nd day mail service … $25.00
Certified Mail … $9.00
Return Automated Clearing House(ACH) Debit … $25.00
Inactive Accounts (monthly) … $15.00  Inactive Accounts are classified as any account with no activity for 18 months ..updated April 2017

Paper Statement Fee: $1  (including reproduction)
Notary Fee … none
Third party Check (one free per month) … $5.00
Incorrect Address (after 3 attempts) … $25.00
Research Fee/Record Retrieval … $25.00
Online Account Access … FREE
Internet Bill Pay (with activity) … FREE