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Disclaimer *APR is Annual Percentage Rate. Rate disclosed is as low as 1.99% APR. Rate is subject to change. The rate advertised is for auto loans only with UBTFCU with terms up to and including 60 months (72 month term available for new autos only.), and is based on domestic vehicle purchase. The promotional APR is not available for refinancing current UBTFCU loans or loans already established at other financial institutions. The maximum loan repayment term is either 60 or 72 months based on the age of the vehicle. Terms subject to change and offer mayt be withdrawn without notice. Other restrictions may apply. Contact the credit union for complete details. Offer applies to the vehicle loans only. **This payment is based on no down payment, however, a down payment may be required for some loans. ***Actual rate can vary based on credit worthiness and terms of the loan. Not all members will qualify for the lowest rate. |
Updated 01/01/21
A New Year is upon us and with it comes hope for a better year than the last. Just about one year ago (COVID-19) commanded our attention and has yet to release it. There is hope on the horizon in the form of a vaccine which will be available to all this coming year.
Please know that your Union Building Trades FCU team is still doing everything possible to keep our employees and our members, safe while continuing to do “business as usual”. The term “usual” has been redefined for certain. Our team arrives early and stays late to disinfect and sanitize all areas to keep our staff of 16 healthy. Masks are worn by all throughout the building and social distancing is still in place.
Though our lobbies at both branches remain closed for in-person foot traffic the Parsippany branch office continues to service our members using our two drive-up lanes. The Delaware office is available to provide contactless transactions by calling first to arrange the transaction needed. The operating hours remain: Parsippany office hours: 9:00 am to 4:30 pm M-F and Delaware branch hours are 9:00 to 4:00. For the latest updates on branch hours, you can visit our Branch Locations page on our website.
Available to all members are is electronic banking 24/7. Whether you’re paying a bill through the UBTFCU Bill Pay, checking an account balance or transferring money using our Virtual Branch mobile app, or checking balances toll-free 1-800-741-4981, our goal remains to enable you to conduct your business. Not a member yet?! Complete the membership application found on our website and email to [email protected].
If you need to access cash, we have free access to 30,000 ATMs in the CO-OP Network®. You can find your nearest ATM by clicking on the ATM’s link on our website.
Our Mission
In the face of the ongoing risk posed by COVID-19, your UBTFCU team remains committed to serving you and your families. Remember: We ARE getting through this together. Stay safe and be well! Visit ubtfcu.org for updates.
We hope to update you soon that our lobbies can reopen. Time will tell when, but one thing is certain we appreciate you, your patience, and your understanding while we continue to navigate these waters.
Respectfully,
Lori A Cilia, COO